Banking on Change: Democratising Finance in South Africa 1994-2004Juta and Company Ltd, 2004 - 244 pages Tells the tale of ten years of experiment and innovation in a crucial economic arena: making financial markets work for the poor. Describing the state of access to financial services, this book also analyses key developments and innovations since 1994, and suggests policy directions. It is intended for policy makers, regulators, and bankers. |
Contents
The Financial Sector Charter behind the scenes | 18 |
523 | 73 |
The Micro Finance Regulatory Council | 93 |
Small Medium and Micro Enterprise Finance | 100 |
African Contractor Finance Corporation | 114 |
The Community Bank | 139 |
Gateway Home Loans | 147 |
Burial societies social capital | 167 |
Village banks democratic banking? | 196 |
The macro picture | 200 |
Was there a credit bubble in the late 1990s? | 203 |
SMME definitions | 208 |
Government support entities | 212 |
Regional integration mechanisms | 216 |
Financial literacy | 222 |
Glossary | 225 |
SA Financial Institutions and the Region | 170 |
African Life Assurance | 182 |
Conclusion | 184 |
Stokvels making social cents | 193 |
| 228 | |
| 238 | |
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Common terms and phrases
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