Beyond Micro-credit: Putting Development Back Into Micro-financeVistaar, 2002 - 390 pages Micro-finance is one of the fastest growing Development strategies, in many ways it is already outgrowing Development with several Micro-finance institutions becoming banks. But it is becoming clear that the provision of credit for enterprise Development is not on its own leading to Development. Beyond Micro-credit sets out how Indian Micro-finance Initiatives are combining Micro-finance with a wide range of Development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions. It illustrates each of these from actual microfinance practice and explores the organizational challenges of combining such Development goals with financial service provision. It includes detailed analysis of "self-help groups"; comparisons with microfinance practice in Bangladesh and contemporary methods of assessing performance and impact. |
Contents
List of boxes | 12 |
Acknowledgements | 16 |
Chronological summary of development | 34 |
Copyright | |
16 other sections not shown
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achieve activities Ahmedabad Andhra Pradesh areas assessment assets Bangladesh BASIX borrowers building capacity-building cent challenges Chapter clients context costs credit cooperatives credit groups crore democratic deposits developmental economic effective emerging empowering empowerment enable enhance ensure enterprises example federation financial sector financial services focus funds Grameen Bank Grameen system Hyderabad impact income initiative innovation inputs institutions investment Jharkhand large number lending linkages livelihood promotion loans M-CRIL Mahajan mainstream meet ment micro micro-credit micro-enterprise micro-finance organisations micro-finance sector micro-financial services million MYRADA NABARD NBFCs NGOs operations performance portfolio potential poverty poverty line practice practitioners PRADAN programme promoting SHGs range rates recognise repayment role rural sample savings and credit self-help groups SEWA Bank Sharan SHG system significant social entrepreneur staff strategy sustainability Tamil Nadu tion tives village wider women Women's World Banking