Small Customers, Big Market: commercial banks in microfinanceMalcolm Harper, Sukhwinder Singh Arora The Energy and Resources Institute (TERI), 2005 M01 1 - 320 pages Copublished by ITDG Publishing, London and TERI, New Delhi, this book shows commercial bankers that they can profitably provide microfinance services to the poor. It illustrates, through the experience of particular banks, why banks have become involved and how they have made a success of their involvement. The eighteen case studies, from all parts of the world, show that banks can earn good profits at the same time as serving the needs of people who previously lacked access to financial services. The authors also demonstrate to foreign aid donors, policymakers, NGO staff and microfinance practitioners that it is often quicker, less expensive and more effective for microfinance services to be provided by commercial banks than by specialist microfinance institutions. |
Contents
7 | |
Mainstreaming Grameen banking in Philippines | 21 |
The Bank of Khyber Pakistan | 37 |
Sonali Bank Bangladesh | 55 |
Microfinance through selfhelp groups | 69 |
Canara Bank Alanganallur branch Madurai district | 77 |
Oriental Bank of Commerces microfinance project India | 93 |
Microfinance at Banque du Caire Egypt | 115 |
the first commercial bank | 165 |
Banco Solidario Ecuador | 179 |
Bancafé Guatemala | 195 |
Sogesol in Haiti | 209 |
The American Bank of Kosovo | 223 |
Commercial banks in microfinance in Georgia | 239 |
Agricultural Bank of Mongolia Khan Bank | 257 |
Conclusions | 275 |
the case of the Commercial Bank of Zimbabwe | 131 |
Equity Building Societys marketled approach | 147 |
Endnotes | 293 |
Other editions - View all
Small Customers, Big Market: Commercial Banks in Microfinance Sukhwinder Singh Arora No preview available - 2005 |
Small Customers, Big Market: Commercial Banks in Microfinance Malcolm Harper No preview available - 2005 |
Common terms and phrases
activities AgBank agricultural Alanganallur areas assets average loan Bancafé Banco Solidario Bangladesh Bank of India bank's Banque du Caire Benin BLFs borrowers branch managers BRI units Canara Bank capital cent Central Bank commercial banks customers donors economic Equity FINADEV financial institutions financial services funds Grameen Bank growth guarantee head office ICICI Bank IFAD income increased initial interest rates International Kosovo lending loan amount loan portfolio loan product loans outstanding MFIs micro micro-credit micro-lending micro-loans microenterprise microfinance banks microfinance institutions microfinance operation microfinance portfolio microfinance programme million mobilization Mongolia NGOs NWFP offer outreach outstanding loans Pakistan poor portfolio at risk poverty priority sector ProCredit Bank Producers Bank profitable ratio repayment rural banks savings accounts SHG loans SHG members social Sogebank Sogesol Sonali Bank staff Table transaction costs
Popular passages
Page xii - IDB. Inter-American Development Bank. IFAD. International Fund for Agricultural Development. IFC. International Finance Corporation. IMF arrangement.