The Commercialization of Microfinance: Balancing Business and DevelopmentDeborah Drake, Elisabeth Rhyne Kumarian Press, 2002 - 320 pages * Addresses key issues related to bringing microfinance into the commercial realm * Written by prominent practitioners and scholars from a variety of organizations While many microfinance organizations started as NGOs, there is now a growing movement for them to transform into regulated, for-profit entities. Concurrently, commercial banks, credit unions, and specialized investors are also entering the market. The Commercialization of Microfinance synthesizes case studies from Latin America and beyond, delving into the trends and challenges of converting microfinance institutions into commercial entities. Prepared by ACCION, this book will be essential reading for anyone interested in understanding how the world of microfinance is changing, and how that world affects the broader processes of development. |
Contents
Transformation | 22 |
Getting the Recipe Right | 46 |
The Role of Specialized Investors in Commercialization | 75 |
Copyright | |
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The Commercialization of Microfinance: Balancing Business and Development Deborah Drake,Elisabeth Rhyne No preview available - 2002 |
Common terms and phrases
ACCION International ACP's assets BancoSol Bank Rakyat Indonesia board members Bolivia borrowers Caja capital Chapter Chile clients commercial banks commercial microfinance commercialization of microfinance competition consumer lenders Corposol costs countries created credit information credit unions crisis delinquency director donors downscaling economic Ecuador El Salvador entities equity FASSIL finance companies financial sector financial services Financiera Finansol formal financial funds governance growth increased institution's interest rates intermediaries investment K-Rep large numbers Latin America lending loan officers loan portfolio methodology Mibanco micro microcredit microenterprise microentrepreneurs microfinance industry microfinance institutions microfinance NGOs microlenders microloan million offer operations outreach ownership percent Peru poor potential private credit bureaus private investors Pro Mujer profitability public credit bureaus regulated institution regulated MFIs regulatory repayment requirements responsibility risk role savings share shareholders specialized staff strategy structure sumer supervision supervisors tion transformed MFIs